Home Loans

With access to hundreds of Home Loans, we're sure to be able to find the right one for you

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Whether it's your First Home, Next Home or Dream Home, we're on your side

When it comes to getting a Home Loan, having a number of lending options is critical to making the best choice. We have access to thousands of products from lenders across Australia including the major banks, credit unions, and building societies. We support our clients throughout the buying process including doing the legwork for you right through to settlement. We'll make sure you always get the best possible interest rate on your Home Loan and can even compare cash-back offers for you. 

When looking at different Home Loan Options, it's important to understand some of the key loan attributes: 

  • Principal and Interest: This is the most common type of Home Loan. With a principal and interest Home Loan, you not only pay the interest on the borrowed money but also a portion of the actual loan amount. It means you're slowly paying off the loan while also covering the interest. 

  • Interest Only: With an interest-only Home Loan, you only pay the interest on the borrowed amount for a certain period, usually around 5 years. This can make your initial repayments lower, but keep in mind that you'll still need to pay back the full amount later on. 

  • Variable Rate: On the other hand, a variable rate Home Loan means the interest rate can change over time due to various factors like changes in the economy. While it might offer flexibility and potentially lower interest rates, it could also mean that your repayments may vary. 

  • Fixed Rate: A fixed-rate Home Loan means the interest rate stays the same for a set period, often 1 to 5 years. It provides stability and predictability because your repayments won't change during this time, making it easier to budget. 

We're a proud member of the Mortgage and Finance Association of Australia and have clients right across Australia. If you're looking to get a Home Loan, we have the expertise and experience to guide you through the process of finding the right Home Loan for your needs.

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Getting a Loan

Initial Consult

Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps. 

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a loan. 

Pre Approval

Once you're approved, you can start bidding or making offers on properties you want to purchase. 

Settlement

You settle on the property, your loan draws-down and you're good to go!

Book Appointment

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Chris Collard

We recently partnered with Broker Studio to completely rebuild and update our website, and the experience has been outstanding. As our business model at FinancePath evolved, we needed a partner who truly understood our direction and the type of clients we wanted to attract as a boutique mortgage broker based in Melbourne. Broker Studio delivered exactly that. Their team demonstrated genuine, in-depth knowledge of the mortgage broking landscape and provided valuable guidance on how to best position our business. They helped us refine our branding and ensured our new website reflects who we are today—professional, client-focused, and easy to engage with. What really stood out was how they guided us through every step of the process. Everything was clearly explained, they provided thoughtful advice when needed, and importantly, they kept us accountable to timelines so the project stayed on track and went live smoothly. The end result is a website that is easy to navigate, easy to find, and presents our business in the best possible light. The entire process was simple, streamlined, and highly professional. I couldn’t recommend Broker Studio highly enough to anyone looking to update or elevate their online presence.

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Louise Syphers

I am so happy with my new website Guy, and the Team supported me in my vision and tailored it amazingly. The time to create the site for the first draft to completion was so quick. Thank you so much and for being so professional Lou

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Nicholas Baldwin

Awesome experience working with Broker Studio to create the new website for my business. Very happy with the final result and the ongoing support. Highly recommend their services. Nick

Frequently Asked Questions

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

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